Looking to transfer your existing credit card or store card debt to a new NAB credit card? Enjoy our promotional balance transfer offer for 28 months.
Minimum credit limit Annual card fee Variable purchase rateSpecial offers with Visa Entertainment , opens in new window including pre-sale tickets and member promotions
Add an additional cardholder at no extra cost Fraud and theft protection with world class security technologies Global assistance for card emergenciesNot the right card for you? We can help you choose a different one.
Enjoy 0% p.a. on balance transfers for 28 months with 2% balance transfer fee on a new NAB Low Rate Card. Unpaid balance transfer reverts to variable cash advance rate. We can’t process balance transfers from certain issuers – see our indicative list.
Enjoy no annual fee for the first year (usually $59).If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more by applying through the NAB app or NAB Internet Banking.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
Looking for a credit card that offers a low interest rate and provides $300 cashback?
Minimum credit limit
Annual card fee
Variable purchase rate
0% p.a. for 12 months standard balance transfer (BT) rate. 3% BT fee applies. Unpaid BT reverts to variable cash advance rate. We can’t process balance transfers from certain issuers – see our indicative list.
Special offers with Visa Entertainment , opens in new window including pre-sale tickets and member promotions
Add an additional cardholder at no extra cost Fraud and theft protection with world class security technologies Global assistance for card emergenciesNot the right card for you? We can help you choose a different one.
If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more by applying through the NAB app or NAB Internet Banking.
Purchases must be processed and charged to your account in the 90 day period from account opening to count towards the spend criteria.
Minimum monthly repayments required. NAB may vary or end this offer at any time. See important information below.
A balance transfer is when you transfer debt from an existing credit card to a new credit card, usually at a new bank. The new bank may offer a lower interest rate for a limited time to help you pay back your debt. Cashback is when you receive credit back to your account. The offer is available for a promotional period and you need to meet eligibility criteria to earn the cashback. You still need to make the minimum payment for each statement during the offer period.
Learn more about our standard interest rates and minimum credit limits.
Annual card fee
Enjoy our lowest everyday purchase rate.
NAB Defence proactively detects fraudulent transactions, so you can enjoy 100% peace of mind with all purchases.
Add an additional cardholder at no extra cost.
We're here for you 24/7 over the phone if your credit card is lost or stolen.
Special offers on shows, events, experiences and movies from Visa Entertainment , opens in new window .
Tap and pay with the smartphones and wearables you already own and use everyday.
We want to help you choose the right card, so here are a few things to consider about this card before you apply.
Higher annual card fee than the NAB Low Fee Card. No complimentary insurances.If you’re already a NAB customer you could be eligible for additional credit card offers such as reduced annual card fees, bonus rewards points and more.
Here's how to get started:
Log into the NAB app or NAB Internet Banking. For NAB app users go to Products, then 'Credit Cards'. For Internet Banking users go to Products, then ‘Credit Cards’. Browse available offers on eligible new NAB credit cards.Need help finding the right card or want to see how much you could save with our credit cards? We have some handy tools to help.
See if you could save money by transferring your credit card balance.
Choose the right credit product with our easy-to-use tool.
Use our comparison tool to compare our credit card fees and features.
Here are some handy guides to help you better understand how credit cards work.
A guide to help you decide if a credit card is right for you and how to apply for one if it is.
Understand the different types of fees and ways to avoid paying them.
Learn how interest on your card works, and ways to avoid paying it.
We're here to help. Use our guides and support services to better manage your money.
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Still trying to decide on the right card for you? Here are a few more options to consider.
Learn more about our no interest credit card.
Enjoy our lowest annual card fee of only $30, so you can save your cash for the things you love.
Enjoy a low annual fee card plus platinum services and complimentary insurances.
Visit your nearest NAB branch to speak to us in person.
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.
Fees and charges
Read our credit card terms and conditions. Fees and charges are payable. Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Correct as at today.
Credit cards issued by National Australia Bank Limited.
NAB acknowledges the Traditional Owners of the land as Australia’s First Peoples and recognises their continuing connection to lands, water and country. We pay our respects to Elders past and present.
Any advice on our website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances and view the Product Disclosure Statement or Terms and Conditions available online or by contacting us. Credit applications are subject to credit assessment criteria. Interest rates, fees and charges are subject to change. Target Market Determinations for our products are available at nab.com.au/TMD. Products issued by NAB unless stated otherwise.
© National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686